Buying a first home and choosing a mortgage attract dedicated peer communities. Industry professionals are restricted in the first-time buyer room, and mortgage posts need a descriptive, non-hypothetical question.
Where to ask
Best for: Process questions from prospective first-time buyers: offers, inspections, closing and buyer logistics.
Why it fits: Its public description: “The ultimate subreddit for everything a first time home buyer NEEDS to know.”
Rules to know before posting:
- Be civil.
- No selling houses or services.
- Industry professionals (realtors, loan officers, insurance agents and similar) may not post without prior moderator approval.
- No self-promotion, troll posts or memes.
Read r/FirstTimeHomeBuyer’s current rules on Reddit
Best for: Specific mortgage product, rate, refinance or lending-process questions.
Why it fits: Its public description covers real-estate homeowner financing, mortgages and lending.
Rules to know before posting:
- Posts must be a mortgage question or discussion with a descriptive title — not generic hypotheticals, surveys or thin milestone posts.
- No advertising or soliciting of companies, products or services.
- No off-topic, meme or low-quality content.
Read r/Mortgages’s current rules on Reddit
Before you post
- State your country and currency — mortgage products differ sharply between the US, UK, Canada and elsewhere.
- For broader budgeting before you buy, start with personal-finance communities.
- Peer replies are not a mortgage commitment or licensed lending advice.
Related on SubMouse
Rule summaries are paraphrased from each community’s published rules (public archive copy retrieved 7 November 2026; original snapshot date unavailable). Current rules may differ — check the community’s rules before posting. A good fit does not guarantee a reply.