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Where can I ask first-time buyer or mortgage questions?

Peer rooms for first-time homebuyers and for mortgage product questions — not a place for loan officers to solicit clients.

Buying a first home and choosing a mortgage attract dedicated peer communities. Industry professionals are restricted in the first-time buyer room, and mortgage posts need a descriptive, non-hypothetical question.

Where to ask

r/FirstTimeHomeBuyer

Best for: Process questions from prospective first-time buyers: offers, inspections, closing and buyer logistics.

Why it fits: Its public description: “The ultimate subreddit for everything a first time home buyer NEEDS to know.”

Rules to know before posting:

  • Be civil.
  • No selling houses or services.
  • Industry professionals (realtors, loan officers, insurance agents and similar) may not post without prior moderator approval.
  • No self-promotion, troll posts or memes.

Read r/FirstTimeHomeBuyer’s current rules on Reddit

r/Mortgages

Best for: Specific mortgage product, rate, refinance or lending-process questions.

Why it fits: Its public description covers real-estate homeowner financing, mortgages and lending.

Rules to know before posting:

  • Posts must be a mortgage question or discussion with a descriptive title — not generic hypotheticals, surveys or thin milestone posts.
  • No advertising or soliciting of companies, products or services.
  • No off-topic, meme or low-quality content.

Read r/Mortgages’s current rules on Reddit

Before you post

  • State your country and currency — mortgage products differ sharply between the US, UK, Canada and elsewhere.
  • For broader budgeting before you buy, start with personal-finance communities.
  • Peer replies are not a mortgage commitment or licensed lending advice.

Related on SubMouse

Rule summaries are paraphrased from each community’s published rules (public archive copy retrieved 7 November 2026; original snapshot date unavailable). Current rules may differ — check the community’s rules before posting. A good fit does not guarantee a reply.