These communities discuss budgeting, debt, credit, saving and related money questions. Volunteers answer in public, so treat replies as discussion, not personalized financial advice, and never share account numbers or full statements.
Where to ask
Best for: Everyday budgeting, debt, credit, saving, investing basics and retirement-account questions.
Why it fits: Its public description: “Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!”
Members in our directory: 21.9M
Rules to know before posting:
- Read the wiki and submission guidelines before posting.
- No self-promotional advertising or soliciting.
- No asking for handouts or arranging transactions.
- Legal or business-advice threads and politicizing are restricted — keep the post about your personal money situation.
Read r/personalfinance’s current rules on Reddit
Best for: Money questions when you are already struggling financially and want practical, low-judgment tips.
Why it fits: Its public description: “Financial advice, frugality tips, stories, opportunities, and general guidance for people who are struggling financially. No Judgement, just advice!”
Members in our directory: 2.9M
Rules to know before posting:
- Stay on topic for survival and stability finance.
- No illegal, immoral, dangerous or predatory advice.
- No soliciting or offering donations or loans.
- No classism, poor-shaming, gatekeeping or judgmental pile-ons.
Read r/povertyfinance’s current rules on Reddit
Before you post
- State your country and currency; tax and account rules differ by place.
- Share ranges and goals, not bank logins, full account numbers or photos of statements.
- Search the community and its wiki first — many common questions already have a written answer.
Related on SubMouse
Rule summaries are paraphrased from each community’s published rules (public archive copy retrieved 7 November 2026; original snapshot date unavailable). Current rules may differ — check the community’s rules before posting. A good fit does not guarantee a reply.