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Enter any two safe-for-work communities. We’ll place their public descriptions, members, growth, topics and collected rule titles side by side — instantly, from data we already have.

r/personalfinance vs r/Frugal

Side-by-side using public descriptions, members, growth and rule titles from SubMouse. Missing fields show as n/a. Adult communities are excluded.

Swap sides New comparison Related to r/personalfinance Related to r/Frugal

Money systems vs spending mindset

r/personalfinance’s public description points at budgeting, saving, debt, credit, investing and retirement planning—system-level personal finance. r/Frugal’s description frames frugality as a mindset about allocating time, money and convenience, not only pinching pennies.

Directory size favours personalfinance (about 22M members, directory rank #32) over Frugal (about 6.9M, directory rank #113). Activity samples diverge too: personalfinance shows a high text-heavy posts-per-day rate with some links; Frugal’s collected sample is much quieter on a posts-per-day basis, with a mix of text and some images/galleries.

Collected short rule titles reinforce the lanes. personalfinance includes titles on submission guidelines, self-promotional advertising or soliciting, asking for handouts or transactions, and politicizing. Frugal includes “No low effort, off-topic, or overly specific content,” bans on affiliate/referral links and solicitation, and limits on fraud/illegal discussion. Go to personalfinance for plan-level money questions; go to Frugal for waste-less living tactics—without treating either as professional advice.

  • personalfinance: planning, credit, investing, debt payoff frameworks.
  • Frugal: everyday resourcefulness and spending discipline (collected title covers low-effort/off-topic posts).
  • Neither replaces a licensed adviser. personalfinance has a full SubMouse community page; Frugal is listed but outside the current Top list.

Written comparison based on public descriptions and rule titles · updated 2026-11-06.

r/personalfinance

Personal Finance

Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances!

Members
21.9M
7-day growth
+5.2K
Posts/day
141.6
Directory rank
#32
Created
Feb 9, 2009
Submissions
Text posts

Sample mix: text posts 91%, links 9%

Topics: Personal Finance

Rule titles (short names we collected)

  • Submission guidelines
  • Self-promotional advertising or soliciting
  • Unhelpful or disrespectful
  • Asking for handouts or transactions
  • Legal or business discussion
  • Politicizing
  • Lawbreaking information
  • Personal attack or abusive language
  • Personal advice discussion
  • Other bad behavior

Open r/personalfinance on SubMouse

About this community: r/personalfinance (#32, about 21.9 million) is for budgeting, saving, debt, credit, investing, and retirement planning, with a well-known wiki culture referenced in its description. Rules curb self-promo, handouts/transactions, politicizing, lawbreaking tips, and abusive advice-thread behavior. Text-heavy (~141.6 ppd).

r/Frugal

Frugal Living: Waste Less, Gain More!

Frugality is the mental approach we each take when considering our resource allocations. It includes time, money, convenience, and many other factors.

Members
6.9M
7-day growth
+2.9K
Posts/day
10.7
Directory rank
#113
Created
Mar 3, 2008
Submissions
Text or links

Sample mix: text posts 77%, images 16%, galleries 8%

Topics: Frugal Living

Rule titles (short names we collected)

  • Be civil and respectful.
  • No low effort, off-topic, or overly specific content.
  • No affiliate or referral links.
  • No self-promotion, solicitation, or surveys.
  • No commercial links or product requests.
  • No promotion or discussion of fraud, theft, piracy, ULPTs, harassment, or illegal activity.
  • Posts should be sufficiently descriptive. Follow up image/link posts with a caption or comment.
  • Reserve hauls and finds for the megathread or Frugal Finds Friday.
  • No dangerous content or medical advice.
  • No requests for material aid or financial assistance.
  • No Gatekeeping.
  • No lost money, beer money, stocks/investing, or cryptocurrency/NFT money-making schemes.

Open r/Frugal on SubMouse

About this community: r/Frugal is about frugality as a resource mindset—money, time, and convenience—not a coupon dump or “beer money” hustle board. Rank #113 (about 6.9 million subscribers). Rules we collected ban affiliate links, most commercial solicitation, theft/piracy talk, and a long list of get-rich adjacent topics (crypto schemes, lost-money posts, etc.), which keeps the tone closer to waste-less living than deal spam.

Supported differences

Aspectr/personalfinancer/Frugal
Public focus (from each community’s public description) Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Join our community, read the PF Wiki, and get on top of your finances! Frugality is the mental approach we each take when considering our resource allocations. It includes time, money, convenience, and many other factors.
Size
r/personalfinance is larger in our directory (about 3.2×).
 21.9M members 6.9M members
Posting activity (our sample) 141.6/day 10.7/day
Common post types in our sample text posts 91%, links 9% text posts 77%, images 16%, galleries 8%
Allowed submission type (meta) Text posts Text or links
Topic tags on SubMouse Personal Finance Frugal Living
Selected rule titles (short names we collected) Submission guidelines; Self-promotional advertising or soliciting; Unhelpful or disrespectful; Asking for handouts or transactions; Legal or business discussion Be civil and respectful.; No low effort, off-topic, or overly specific content.; No affiliate or referral links.; No self-promotion, solicitation, or surveys.; No commercial links or product requests.

Where this comparison comes from

Public descriptions and member counts from SubMouse’s safe-for-work directory. Short rule titles and activity samples SubMouse collected for both communities. Short titles only.

Members and public descriptions come from SubMouse's safe-for-work directory (as of 2026-11-02 UTC); 7-day growth measured from 2026-10-26. Posts/day and post-type mixes appear when we have an activity sample. Rule lines are short titles, not the full sidebar. Directory rank is listing order — communities outside the current Top 100 open in the info tool instead of a full community page.

Comparisons we prepared

Hand-written explanations for pairs where the public descriptions and rules support a real distinction: