About r/UKPersonalFinance
In its own words:
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
The community was created on Mar 8, 2013, which makes it 13 years old. Since Oct 26, 2026, it has gained 1,772 subscribers (+0.09%).
What sets r/UKPersonalFinance apart
r/UKPersonalFinance is far more text-driven than most big subreddits: 100% of its recent posts are text posts, against a median of 34% across the Top 100.
Subscriber growth
Between Sep 19, 2026 and Nov 2, 2026, r/UKPersonalFinance climbed from 1,871,032 to 1,880,127 subscribers (+9.1K, +0.49%). That is about 207 new members per day. The chart uses our weekly snapshots (9 so far), so it gets longer every week.
What r/UKPersonalFinance talks about
We read the titles of 72 recent posts (Oct 31–Nov 4), the words that come up most are “advice”, “debt”, “income”, “tax” and “worth”. Other frequent themes are isa, looking, house, savings, mortgage and rate. By format, 100% are text posts.
Activity and best time to post
The public archive holds 353,393 posts and 4,940,282 comments in total, about 14.0 comments per post.
Rules of r/UKPersonalFinance
The moderators of r/UKPersonalFinance list 15 rules. In short:
- Be Nice, Civil Discourse, Don't Judge
- Responses must be helpful and high quality
- Posts must be about personal finances
- Read our Wiki before posting
- Help us help you
- No market or exchange-rate timing questions
- No comparison questions, survery-style questions, DAE questions, unanswerable questions
- No politics
- No referral codes or schemes
- Don't delete posts or comments
How to join
Open reddit.com/r/UKPersonalFinance and press “Join”. Read the community rules in the sidebar before you post: every subreddit is run by its own volunteer moderators.
Frequently asked questions
How big is r/UKPersonalFinance?
r/UKPersonalFinance has 1,880,127 subscribers, which makes it the #590 safe-for-work subreddit in the SubMouse ranking. It added 9,095 members between Sep 19, 2026 and Nov 2, 2026.
How old is r/UKPersonalFinance?
r/UKPersonalFinance was created on Mar 8, 2013, so it has been around for 13 years.
How active is r/UKPersonalFinance?
Over its lifetime the archive counts 353,393 posts and 4,940,282 comments. In a sample of 72 recent posts we counted 71 different authors.
What is r/UKPersonalFinance about?
The community describes itself as: “Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.” Recent post titles often mention advice, debt, income, tax and worth. Most posts are text posts (100%).
Is r/UKPersonalFinance safe for work?
Yes. Reddit does not mark r/UKPersonalFinance as an 18+ (NSFW) community. SubMouse lists safe-for-work subreddits only.
How do I post on r/UKPersonalFinance?
Join the community on Reddit first, then use “Create post”. r/UKPersonalFinance accepts text posts only. It has 15 posted rules, starting with: “Be Nice, Civil Discourse, Don't Judge”; “Responses must be helpful and high quality”; “Posts must be about personal finances”. Moderators remove posts that break the rules, so read them in the sidebar before posting.
Which communities are like r/UKPersonalFinance?
Communities with similar topics include r/PersonalFinanceCanada (1.9M), r/personalfinance (21.9M), r/povertyfinance (2.9M), r/listentothis (17.9M) and r/Shoestring (5.2M).
Stats from public data (data updated Nov 2, 2026; activity, rules and archive totals via the Arctic Shift archive, Nov 6, 2026). Point and comment counts are archive snapshots and can be lower than on Reddit today. SubMouse is an independent directory and is not affiliated with Reddit or the moderators of r/UKPersonalFinance.