About r/CreditCards
In its own words:
A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.
Community guide
r/CreditCards (#675, about 1.6 million subscribers) is oriented around: A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. Recent activity samples show 54 posts/day in recent samples (~100% text). Public rules we collected include: Be respectful; No referrals; No link shorteners; No self-promotional content; No irrelevant content or spam.
What belongs here
Stay inside the room’s stated scope rather than adjacent off-topic dumps. Self-promotion and ads are limited—read those rules before linking your own work.
How it differs from lookalikes
Prefer this room when your post matches its description and rule list—not merely a larger sibling community. The public rule list is long enough that skimming all entries once beats assuming defaults from similar subs.
Practical pointers
Read the live sidebar/rules before posting; collected snapshots can lag. Common flairs in samples include: Discussion / Conversation, Help Needed / Question, Data Point, Non-USA.
SubMouse Editorial
The community was created on Sep 14, 2008, which makes it 18 years old. Since Oct 26, 2026, it has gained 763 subscribers (+0.05%). It sits just behind r/beermoney (#674) and ahead of r/PerfectTiming (#676) in our ranking.
What sets r/CreditCards apart
Compared with other large communities, r/CreditCards leans heavily on text posts (100% of recent posts; the typical Top 100 subreddit sits at 35%). For its size it is unusually busy: about 34.9 new posts a day per million members, more than 81% of the Top 100.
Subscriber growth
Between Sep 19, 2026 and Nov 2, 2026, r/CreditCards went up from 1,557,557 to 1,563,556 subscribers (+6K, +0.39%). That is about 136 new members per day. The chart uses our weekly snapshots (9 so far), so it gets longer every week.
What r/CreditCards talks about
Across 350 recent posts (Oct 29–Nov 5), the words that come up most are “card”, “credit”, “chase”, “cards” and “amex”. Other frequent themes are travel, looking, cash, bank, offer and citi. Recurring phrases include “credit card”, “credit cards”, “credit score” and “card recommendation”. By format, 100% are text posts.
Popular post flairs: Discussion / Conversation (125), Help Needed / Question (121), Data Point (9), Non-USA (1).
Activity and best time to post
r/CreditCards gets about 55 new posts a day. The public archive holds 269,088 posts and 2,642,812 comments in total, about 9.8 comments per post.
Rules of r/CreditCards
The moderators of r/CreditCards list 6 rules. In short:
- Be respectful
- No referrals
- No link shorteners
- No self-promotional content
- No irrelevant content or spam
- No promotion of illegal, fraudulent, or nefarious activities
How to join
Open reddit.com/r/CreditCards and press “Join”. Read the community rules in the sidebar before you post: every subreddit is run by its own volunteer moderators.
Frequently asked questions
How many subscribers does r/CreditCards have?
r/CreditCards has 1,563,556 subscribers (Nov 2, 2026), which makes it the #675 safe-for-work subreddit in the SubMouse ranking. It added 5,999 members between Sep 19, 2026 and Nov 2, 2026.
When was r/CreditCards created?
r/CreditCards was created on Sep 14, 2008, so it has been around for 18 years. The oldest post in the public archive is from Oct 9, 2010.
Is r/CreditCards still active?
Yes. r/CreditCards gets about 55 new posts a day (average of the last four weeks). Over its lifetime the archive counts 269,088 posts and 2,642,812 comments. In a sample of 350 recent posts we counted 325 different authors.
What kind of posts are on r/CreditCards?
The community describes itself as: “A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.” Recent post titles often mention card, credit, chase, cards and amex. Most posts are text posts (100%).
Is r/CreditCards SFW?
Yes. Reddit does not mark r/CreditCards as an 18+ (NSFW) community. SubMouse lists safe-for-work subreddits only.
What are the rules of r/CreditCards?
Join the community on Reddit first, then use “Create post”. r/CreditCards accepts text posts only, with galleries and polls enabled. It has 6 posted rules, starting with: “Be respectful”; “No referrals”; “No link shorteners”. Moderators remove posts that break the rules, so read them in the sidebar before posting.
What subreddits are similar to r/CreditCards?
Communities with similar topics include r/personalfinance (21.9M), r/PokemonTCG (1.4M), r/DestinyTheGame (3.4M), r/hearthstone (2M) and r/chemistry (3.9M).
Stats from public data (data updated Nov 2, 2026; activity, rules and archive totals via the Arctic Shift archive, Nov 6, 2026). Point and comment counts are archive snapshots and can be lower than on Reddit today. SubMouse is an independent directory and is not affiliated with Reddit or the moderators of r/CreditCards.